Stucco Siding Explained: Pros, Cons, and Costs
Stucco is one of the world's oldest and most beloved building materials. This guide will walk you through everything you need to know about stucco siding, from its composition and types to its costs, benefits, and maintenance requirements.
Get a Free Stucco EstimateTHE COMPOSITION
What Exactly is Stucco?
At its core, traditional stucco is a type of plaster made from a simple, time-tested recipe: Portland cement, sand, lime, and water. When mixed, these ingredients form a workable, plaster-like material that is applied in layers to a building's exterior. Once it cures, it hardens into a solid, highly durable, and seamless wall covering.
- Portland Cement: The primary binding agent, providing strength and hardness. Its basic chemical reaction involves the hydration of calcium silicates, such as Alite ($Ca_3SiO_5$) and Belite ($Ca_2SiO_4$).
- Sand: The aggregate that gives stucco its body and texture.
- Lime: Added for increased workability, flexibility, and "autogenous healing."
- Water: The catalyst that starts the chemical hardening process.
This versatile material can be applied over various surfaces, including concrete, brick, or a wood frame covered with a waterproof barrier paper and metal lath. Its ability to be troweled on makes it perfect for creating seamless, monolithic exteriors that are both beautiful and protective.

The Two Main Types of Stucco Systems
When people talk about stucco today, they are generally referring to one of two distinct systems. Understanding the difference is crucial.
Traditional Three-Coat Stucco
This is the classic, time-honored method known for its incredible strength and longevity. As the name implies, it is applied in three distinct layers over a metal lath:
- 1. Scratch Coat: The first layer is "scratched" with horizontal grooves while wet. These grooves create a rough surface for the next layer to mechanically bond to.
- 2. Brown Coat: The second layer is applied over the scratch coat and smoothed out. This layer provides the main strength and creates a flat, even surface.
- 3. Finish Coat: The final, thinnest layer is the decorative layer where color and texture are added.
Synthetic Stucco (EIFS)
EIFS (Exterior Insulation and Finish System) looks similar but is completely different. It's a multi-layered system that consists of:
- 1. Insulation Board: A foam insulation board is attached to the exterior sheathing.
- 2. Base Coat: An acrylic polymer mixture is applied over the foam with embedded fiberglass mesh for strength.
- 3. Finish Coat: The final coat provides the desired color and texture.
Advantages of Stucco Siding
Like any building material, stucco has its own set of advantages and disadvantages.
Exceptional Durability
When properly installed, traditional stucco is a rock-hard siding that can easily last 50-100 years. It stands up remarkably well to weather, impact, and pests like termites.
Fire Resistance
As a cement-based product, stucco is non-combustible and has a one-hour fire rating, offering excellent protection for your home.
Design Versatility
Stucco can be tinted to virtually any color, eliminating the need for painting. It can also be applied with a wide variety of textures, from a modern smooth finish to a rustic, coarse texture.
Popular Stucco Finishes and Textures
One of the most appealing aspects of stucco is its aesthetic flexibility. The finish coat can be manipulated to create a huge range of textures.
Dash Finish
A very rough, gravelly texture created by spraying or flinging a coarse plaster mix onto the wall.
Sand or Float Finish
One of the most common finishes, this has a fine, sandy texture, achieved by rubbing the surface with a float tool.
Lace and Skip Trowel Finish
This popular texture creates a pattern of smooth areas and rougher, recessed "skips," effectively hiding imperfections. It's often seen on Spanish and Tuscan-style homes.
Smooth Finish
A sleek, modern look that is highly desirable but also the most difficult—and expensive—to achieve, as it reveals every imperfection.
Stucco Maintenance and Repair
Maintaining your stucco is relatively straightforward. A gentle wash with a pressure washer on a low setting or a garden hose and a soft-bristled brush can remove most dirt. It's important to inspect your stucco annually, looking for cracks, stains, or soft spots.
For stucco repair, small hairline cracks can often be sealed with a high-quality elastomeric caulk. However, for larger cracks (wider than a credit card), significant staining, or any signs of softness, it is essential to call a professional. These can be signs of underlying water damage that must be addressed immediately.
Frequently Asked Questions
Have questions about stucco siding? We have answers to some of the most common inquiries.
What exactly is stucco made of?
Traditional stucco is a plaster made from Portland cement, sand, lime, and water. It cures into a hard, seamless, and highly durable wall covering perfect for home exteriors.
What's the difference between traditional and synthetic stucco?
Traditional stucco is a solid cement-based plaster. Synthetic stucco (EIFS) is a multi-layered system with a foam insulation board at its core. EIFS offers better insulation but requires perfect installation to prevent moisture issues.
How much maintenance does stucco require?
Stucco is very low maintenance. It typically only requires occasional cleaning. An annual inspection for cracks is recommended to ensure the building's envelope remains secure.
Is stucco prone to cracking?
Stucco can develop hairline cracks over time due to house settling. While small cracks are cosmetic, larger ones should be sealed by a professional to prevent any water intrusion.
Is Stucco the Right Choice for You?
Stucco is an excellent, long-term investment in your home's beauty and protection, particularly in drier climates where moisture intrusion is less of a concern. It perfectly complements architectural styles like Mediterranean, Spanish, Tudor, and contemporary designs.
However, its success is entirely dependent on the quality of the installation. This is not a DIY-friendly project. The cost, which typically ranges from $8 to $15 per square foot installed, reflects the high level of skill required to do the job right. Before choosing stucco, get multiple quotes from reputable, licensed, and insured stucco contractors. Ask for references and look at their previous work. A flawless installation will give you a timeless, durable, and beautiful exterior that will protect your home for decades to come.
